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9275 Sky Park Court, Suite 350, San Diego, CA 92123

858-500-0689
deckerfinancial@ceterainvestors.com
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Partnering to Pursue
Your Life’s Greatest Goals

Accomplish your goals across life stages and generations with compassionate financial planning and wealth management.

What 
We Do

Fee-based Financial Planning services that fit your life; Wealth Management to grow your assets; Protection Planning so you’re prepared to face the unexpected.

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Who 
We Serve

We believe in a world where financial well-being, and the support to attain it, is accessible and achievable for everyone. We work with female executives, business owners, public employees, and retirees. 

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Who 
We Are

Responsive, professional, and consistent. Our agile team works together seamlessly to support your goals. We’re easy to reach and ready to respond quickly.

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Custom Solutions For Every Need

Fee Based Financial Planning

Choose the individual planning services that best suit your needs. Available hourly, à la carte, or on a subscription basis. No investment necessary. 

Asset Management

Comprehensive services with a fee based on assets under management. Investment minimums apply.

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Female Executives

Female Executives

Driven, visionary women seeking a trusted, approachable partner to help manage wealth during peak career years and prepare for what’s next.

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Business Owners

Business Owners

Hard-working entrepreneurs who have built something they’re passionate about. Want to align personal and business goals while building long-term security.

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Public Employees

Public Employees

Teachers, city workers, and public sector professionals who want to navigate pension complexities and retirement options with a clear, empowering plan.

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Pre-Retirees & Retirees

Pre-Retirees & Retirees

Those looking to transition into retirement with clarity and confidence, supported by detailed income planning and ongoing guidance.

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About UsLive Life Fully With Dedicated Support

About Us
Live Life Fully With Dedicated Support

You worry about retirement or wonder if the money will last. But jobs, family responsibilities, and life interfere with setting aside time to focus on planning for your financial future. We understand the struggle. Whether lack of time, desire, or knowledge prevents you from giving your goals the time and attention they deserve, we can help you establish a plan that gives you the freedom to live life on your own terms.

Our ApproachFeel Seen & Heard As We Design Your Personal Plan

Our Approach
Feel Seen & Heard As We Design Your Personal Plan

We start by getting to know you. Your values and goals will be the foundation for your financial plan. We then take a holistic, compassionate approach to create a strategy that provides ongoing education and guidance at every step. We want you to feel seen, heard, and secure in the life you envision.

Are You Ready? 
Enjoy Today & Tomorrow On Your Terms

If you're focused on creating a financial path that aligns with your values and vision, let's discuss how we can support you in reaching those goals.

Schedule a Consultation

Your Hub For Financial Literacy Help

You Would Rather Be...

You Would Rather Be...

Are you a thrill seeker, or content to relax in the backyard? Use this flowchart to find out more about your risk tolerance.
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How Families Can Build a Financially Informed Legacy

How Families Can Build a Financially Informed Legacy

How Families Build a Financially Informed Legacy: From Wealth Creation to Stewardship Across Generations
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Balancing Family Giving and Retirement Planning

Balancing Family Giving and Retirement Planning

Learn how to set guardrails around gifting and spending so generosity strengthens your family, not your retirement risk.
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Roth IRA for Kids

Roth IRA for Kids

Learn about the benefits and requirements of opening a Roth IRA for kids.
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We have enjoyed the pleasure of having Laura as our financial advisor for over 15 years. During this time she has continued to demonstrate her integrity, knowledge and expertise about retirement planning and investments. She has put together a great support team. It is a strong, professional organization. We look forward to our continued relationship with Laura and her team in the years ahead.

- Mike and Mindy H.

Shortly after retiring from 32 years of teaching, I learned my husband—who had always managed our investments—was suffering from dementia. Remembering Laura Decker as one of my top students and knowing her success as a financial planner, I immediately turned to her. Many of my colleagues also spoke highly of her guidance. After years as her client, I can attest to her expertise, warmth, and the dedication of her entire team. My husband and I are deeply grateful and I wholeheartedly recommend her to friends and family.

- Karen H.

My wife and I have worked with Laura and her team for more than fifteen years and couldn’t be happier. The entire team is wonderful, great at their jobs and caring for all of us. This stuff gets more complicated all the time and having someone you can truly put your trust in, with something this important, is the best feeling ever. I had to retire before I wanted to due to family concerns and they helped me feel that I would be financially safe in doing so. It doesn’t get any better than that. My thanks to the whole team.

- Andy B

"Laura and Dylan effortlessly broke down complex financial concepts into a simple, digestible plan, making everything feel approachable and manageable. Their friendly, humble demeanor made me feel like I was talking with a close friend instead of a financial planner. This instilled confidence in me, turning what once felt overwhelming into an exciting journey toward financial freedom."

- Tom and Nancy F.

Working with Dylan has been invaluable; his expertise has given me the confidence and clarity needed to make better financial decisions. I truly appreciate the personalized recommendations he's made for a more comfortable quality of life in the future. 

- Toni F.

CONTACT US
We Want to Hear
From You

If you believe you could benefit from working with a financial professional, let’s review your portfolio, financial trajectory, and goals to see if you’re a good match for our practice.

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